A Better way to Win Contest Terms & Conditions

Promotional period: March 21, 2022 to May 18, 2022

The following definitions apply to these Terms and Conditions:

Cardholder” means the cardholder of eligible reloadable Island Pay prepaid Mastercard.

Promotional Period” refers March 21, 2022 to May 18, 2022.

Promotion” refers to this campaign and not any of Island Pay’s other competitions or programs.

Eligible” refers to the qualification to receive an offer to participate in this promotion.

Purchases” means any retail, internet purchase, phone or mail order purchase, or Point of Sale transactions.

Eligible Purchases/transactions” means any retail, internet purchase, phone or mail order purchase, or point of sale transactions not including returns/credits, any fees, and/or Island Pay charges.

Eligible cards” refer to the Island Pay reloadable prepaid Mastercard card.

Reward” refers to the wallet reload, or trip prize a customer gets when they are selected as a winner in the competition.

Island Pay” means Island Pay Group Ltd

This Promotion is open to legal residents of the Bahamas who are 18 years of age or older. These terms and conditions shall be governed by the applicable laws of the named country.

How to Participate/Draw Prize:

A Better way to Pay Campaign will be carried out during March 21st of 2022 and May 18th of 2022 and will have two types of rewards:

  1. Cashback/Reload of $15 BSD

During March 21st of 2022 and May 18th of 2022, the first 1,500 people to acquire their reloadable prepaid card will receive a reload in their Island Pay wallet of $15 BSD. The reload will be made up to 15 days after the acquisition of the reloadable prepaid card directly to the customer’s Island Pay reloadable wallet.

  1. Unforgettable Experience to Miami

Every Island Pay customer with a reloadable (virtual or physical) prepaid card during March 21st of 2022 and May 18th of 2022 will earn 1 point for every $30 BSD in purchases.

The more points a customer generates, the more chances he/she has to win one of our 5 priceless experiences for two people to Miami. The sweepstakes will be held for all customers who have at least 1 point.  The winners of the Unforgettable Experience will receive a ticket to Miami with a 3-day, 2-night stay in a hotel.

Unforgettable trip to Miami Includes:

  • Airplane ticket to Miami.
  • 3-day, 2-night stay in a hotel located in Miami.
  • Winners will have activities to do in Miami during their stay.
  • Winners must be at least 18 years old.
  • Winners must have all the documentation required by the US authorities to enter in the United States.

In case of not having the correct documentation to travel the winner won’t be eligible for the prize.


This promotion is open to legal residents Bahamas, 18 years of age or older, who hold an eligible Island Pay reloadable prepaid Mastercard with the exception of employees of Island Pay and Mastercard; their immediate family members (spouses, parents, children, siblings, and their respective spouses) and/or those living in the same household of any of these employees. Employees of Island Pay’s advertising and promotional agencies, as well as their immediate family members, relatives, and/or those living in the same households, are also not eligible to enter.

Eligibility is restricted to Island Pay reloadable prepaid Mastercard cardholders whose accounts are still active at the time of the draw, are in good standing, and have not been frozen or closed.

All eligible transactions will be considered toward the earning of the reward; there are no limits on the spend.

Transactions from unauthorized card use or those made with lost, stolen, or fraudulent Island Pay cards will be considered void in the matter of this draw.

Draw Prize

The draw for the prizes will be done on May 27th, 2022 by the Island Pay Product Team.

The allotted number of winners (5) will be randomly selected from an electronic customer database with qualifying entries.

Draw – Consumer Disclosure / Notification of winners

Attempts to notify the selected entrant will be made by email (using the cardholder’s email as found within the Island Pay’s records), five (5) times within five (5) days from the date of the draw. Should Island Pay be unable to reach the selected entrant by email within the aforementioned period their eligibility will be voided. After the initial email notification, another email will be made to the selected entrant. The selected entrant will then be required to provide proof of their age and sign an Affidavit of Eligibility/Prize Acceptance and Release by June 2nd, 2022 to be confirmed as a winner. The winner will also be required to provide proof of ownership of the Island Pay prepaid Mastercard that was used to win the prize. National valid ID must also be presented to collect the prize. For example, National ID, Passport, and/or Driver’s License.

If the selected entrant declines to fulfill these conditions to collect the prize, their eligibility will be voided. All unaccepted prizes will be retained by Island Pay.

The winners’ names may be published in the media. The winner must agree to the use of his or her name and photographs/ videos featuring their image and likeness without compensation in any forthcoming publicity by Island Pay or the prize may be forfeited.

The winner will be responsible for any taxes, tips, insurance, and expenses not explicitly stated as part of their prize and must agree to release, discharge, and hold harmless Island Pay and Mastercard from and against any or all claims, losses, injuries, or damages resulting from participation in the promotion.

The use of your eligible Island Pay reloadable prepaid Mastercard to make purchases constitutes your consent to participate in this Promotion and your consent for Island Pay to obtain your name, address, and other information for the lawful purpose of administering this Promotion and for other uses as permitted by applicable law. Island Pay reserves the right, with consultation and approval from the Bahamas Gaming Board to void any and all entries of an entrant who Island Pay believes has attempted to tamper with or impair the administration, security, fairness, or proper play of this contest.

This Promotion is a limited-time promotion and will only run during the Promotion Period.

A cardholder’s reward earned through participation in this Promotion will be forfeited in the event that the cardholder ceases to be a cardholder at any time during the Promotion.

Prizes are not transferable and are subject to change, with approval from the Bahamas Gaming Board.

Prizes must be accepted as awarded.

Island Pay will not be responsible for changes to the prizes which result from circumstances outside of their control.

Island Pay will issue no representation or warranty in respect of the prize.

In all matters relating to this promotion, the decision of Island Pay shall be final and binding in all respects, subject to approval from the Bahamas Gaming Board.

Subject to approval from the Bahamas Gaming Board:

Island Pay has the right to exclude any individual from this offer at its absolute discretion without any obligation to provide notice or reason.

Island Pay reserves the right in its absolute discretion to vary the terms and conditions of this Promotion or change or withdraw this Promotion at any time without giving any reason. In the event of a dispute arising from this Promotion, Island Pay’s decision is final.

These terms and conditions apply only to this Promotion and do not apply to any of Island Pay’s other promotions or programs or any other promotion or program in conjunction with Island Pay and any other entity or brand.

For further details on the Island Pay prepaid Mastercard please visit islandpay.com.

Authorized under section 60(1)(g) under the Gaming Act, 2014, Bahamas.

Trademark of Island Pay, used under license. “Mastercard” and the Mastercard logo are registered trademarks of Mastercard International Incorporated.