Win it Back Contest Terms & Conditions

Promotional period: November 15, 2021 to December 15, 2021

Island Pay “Prepaid Mastercard® Spend & Win it Back” Campaign

The following definitions apply to these Terms and Conditions:

Cardholder” means the cardholder of eligible reloadable Island Pay prepaid Mastercards.

Promotional Period” refers to the period from November 15, 2021 to December 15, 2021.

Promotion” refers to this campaign and not any of Island Pay’s other competitions or programs.

Eligible” refers to the qualification to receive an offer to participate in this promotion.

Purchases” means any retail, internet purchase, phone or mail order purchase, or Point of Sale transactions.

Eligible Purchases/transactions” means any retail, internet purchase, phone or mail order purchase, or Point of Sale transactions not including returns/credits, any fees, and/or Island Pay charges.

Eligible cards” refer to the Island Pay prepaid Mastercard card

“Reward” refers to the cashback prize a customer gets when they are selected as a winner in the competition.

Island Pay” means IslandPay Group Ltd

This Promotion is open to legal residents of the Bahamas who are 16 years of age or older. These terms and conditions shall be governed by the applicable laws of the named country.

How to Participate/Draw Prize:

During the promotion period, customers will receive the opportunity to receive 100% cashback for every eligible purchase done with their Island Pay prepaid Mastercard. There is no limit on the eligible spend.

Each customer with at least one (1) eligible purchase will be entered for a chance to win back the total of their eligible spend during the promotional period.

Prizes will be available to winners by January 14, 2022.


This promotion is open to legal residents Bahamas, 16 years of age or older, who hold an eligible Island Pay prepaid Mastercard with the exception of employees of Island Pay; their immediate family members (spouses, parents, children, siblings, and their respective spouses) and/or those living in the same household of any of these employees. Employees of Island Pay’s advertising and promotional agencies, as well as their immediate family members, relatives, and/or those living in the same households, are also not eligible to enter.

Eligibility is restricted to Island Pay prepaid Mastercard cardholders whose accounts are still active at the time of the draw, are in good standing, and have not been frozen or closed.

All eligible transactions will be considered toward the earning of cashback; there are no limits on the spend. All transactions in Sand Dollar currency are eligible.

Transactions from unauthorized card use or those made with lost, stolen, or fraudulent Island Pay cards will be considered void in the matter of this draw.

Draw Prize

The draw for the prizes will be done on Thursday, December 16, 2021, by the Island Pay Product Team.

The allotted number of winners (50) will be randomly selected from an electronic customer database with qualifying entries.

Draw – Consumer Disclosure / Notification of winners

Attempts to notify the selected entrant will be made by email (using the cardholder’s email as found within the Island Pay’s records), five (5) times within five (5) days from the date of the draw. Should Island Pay be unable to reach the selected entrant by email within the aforementioned period their eligibility will be voided. After the initial email notification, another email will be made to the selected entrant. The selected entrant will then be required to provide proof of their age and sign an Affidavit of Eligibility/Prize Acceptance and Release by January 7th to be confirmed as a winner. The winner will also be required to provide proof of ownership of the Island Pay prepaid Mastercard that was used to win the prize. National valid ID must also be presented to collect the prize. For example, National ID, Passport, and/or Driver’s License.

If the selected entrant declines to fulfill these conditions to collect the prize, their eligibility will be voided. All unaccepted prizes will be retained by Island Pay.

The winners’ names may be published in the media. The winner must agree to the use of his or her name and photographs/ videos featuring their image and likeness without compensation in any forthcoming publicity by Island Pay or the prize may be forfeited.

The winner will be responsible for any taxes, tips, insurance, and expenses not explicitly stated as part of their prize and must agree to release, discharge, and hold harmless Island Pay from and against any or all claims, losses, injuries, or damages resulting from participation in the promotion.

The use of your eligible Island Pay prepaid Mastercard to make purchases constitutes your consent to participate in this Promotion and your consent for Island Pay to obtain your name, address, and other information for the lawful purpose of administering this Promotion and for other uses as permitted by applicable law. Island Pay reserves the right, with consultation and approval from the Bahamas Gaming Board to void any and all entries of an entrant who Island Pay believes has attempted to tamper with or impair the administration, security, fairness, or proper play of this contest.

This Promotion is a limited-time promotion that will run from November 15, 2021, to December 15, 2021, inclusive.

A cardholder’s reward earned through participation in this Promotion will be forfeited in the event that the cardholder ceases to be a cardholder at any time during the Promotion.

Prizes are not transferable and are subject to change, with approval from the Bahamas Gaming Board.

Prizes must be accepted as awarded.

Island Pay will not be responsible for changes to the prizes which result from circumstances outside of their control.

Island Pay will issue no representation or warranty in respect of the prize.

In all matters relating to this promotion, the decision of Island Pay shall be final and binding in all respects, subject to approval from the Bahamas Gaming Board.

Subject to approval from the Bahamas Gaming Board:

Island Pay has the right to exclude any individual from this offer at its absolute discretion without any obligation to provide notice or reason.

Island Pay reserves the right in its absolute discretion to vary the terms and conditions of this Promotion or change or withdraw this Promotion at any time without giving any reason. In the event of a dispute arising from this Promotion, Island Pay’s decision is final.

These terms and conditions apply only to this Promotion and do not apply to any of Island Pay’s other promotions or programs or any other promotion or program in conjunction with Island Pay and any other entity or brand.

For further details on the Island Pay prepaid Mastercard please visit

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Trademark of Island Pay, used under license.

“Mastercard” and the Mastercard Symbol are registered trademarks of Mastercard International Incorporated.